Terms and Conditions

Effective Date: 17/01.2025

Welcome to My Peace Plan! These Terms and Conditions ("Terms") govern your access to and use of our website, mobile applications, and services (collectively referred to as the "Services"). By using our Services, you agree to comply with these Terms, which form a binding agreement between you and My Peace Plan ("we," "us," or "our"). Please read these Terms carefully before using our Services.

If you do not agree with any part of these Terms, you must discontinue use of our Services immediately.

1. Eligibility

To use our Services, you must:

- Be at least 18 years of age.

- Have the legal capacity to enter into a binding contract.

- Use our Services in accordance with all applicable laws and regulations.

By accessing or using our Services, you represent and warrant that you meet these eligibility requirements.

2. User Account

In order to access certain features of our Services, you may be required to create a user account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

- Account Security: You are responsible for ensuring the security of your login information. If you suspect unauthorized access to your account, you must notify us immediately.

- Account Termination: We reserve the right to suspend or terminate your account at any time if we believe you have violated these Terms or engaged in fraudulent or illegal activity.

3. Use of Services

You agree to use our Services for lawful purposes only. You are prohibited from:

- Using our Services to engage in any unlawful, abusive, defamatory, or harmful activity.

- Impersonating another person or entity, or otherwise misleading us or others as to the identity of the sender or the origin of a communication.

- Collecting, storing, or sharing the personal information of others without their consent.

- Interfering with, disrupting, or attempting to gain unauthorized access to the Services, servers, or networks connected to our Services.

We reserve the right to monitor and review your activity on our Services to ensure compliance with these Terms.

4. Intellectual Property Rights

All content on our website and mobile apps, including but not limited to text, graphics, logos, images, videos, audio files, software, and design elements, is the property of My Peace Plan or its licensors and is protected by copyright, trademark, and other intellectual property laws.

- License to Use: Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal, non-commercial purposes.

- Restrictions: You may not copy, modify, distribute, reproduce, or exploit any part of our content without our prior written consent. Unauthorized use may result in civil or criminal penalties.

5. User-Generated Content

Our Services may allow you to post, upload, or submit content, including reviews, comments, or other materials ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, perpetual, and irrevocable license to use, modify, distribute, and display the content in any media, without limitation.

- Responsibility for User Content: You are solely responsible for the User Content you submit and must ensure that it does not violate the rights of any third party or applicable laws.

- Prohibited Content: You may not submit content that is defamatory, obscene, fraudulent, misleading, or otherwise harmful to us or others.

We reserve the right to remove or modify any User Content at our discretion for any reason, including if we believe it violates these Terms or is inappropriate.

6. Third-Party Links and Services

Our Services may contain links to third-party websites or services that are not owned or controlled by My Peace Plan. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. Your interactions with third-party sites are governed by the terms and conditions of those third parties.

- Disclaimer: We do not endorse or assume responsibility for any third-party content, products, or services. Your use of third-party sites is at your own risk.

7. Mobile Services

When using our mobile applications, you may be subject to additional terms from your wireless carrier, including fees for data usage or messaging. By using our mobile Services, you agree to abide by any applicable wireless carrier agreements.

- Push Notifications: If you opt-in to receive push notifications or SMS alerts, you may receive messages related to your use of our Services, promotional offers, or updates. You can opt-out of receiving such communications at any time through your device settings or by following the unsubscribe instructions.

8. Disclaimer of Warranties

Our Services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or availability. We do not guarantee that:

- Our Services will meet your specific needs or expectations.

- Our Services will be uninterrupted, error-free, or secure.

- Any defects in our Services will be corrected.

To the fullest extent permitted by law, we disclaim any liability for damages resulting from your use of our Services, including but not limited to direct, indirect, incidental, punitive, or consequential damages.

9. Limitation of Liability

To the maximum extent permitted by applicable law, My Peace Plan and its affiliates, directors, officers, employees, and agents shall not be liable for any damages, including but not limited to:

- Loss of profits, revenue, or data.

- Business interruption.

- Personal injury or emotional distress.

- Any other direct, indirect, or consequential damages arising out of or in connection with your use of our Services.

In no event will our total liability to you for all claims exceed the amount you have paid, if any, for accessing or using our Services in the preceding 12 months.

10. Indemnification

You agree to indemnify, defend, and hold harmless My Peace Plan and its affiliates, directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or in connection with:

- Your use of our Services.

- Your violation of these Terms.

- Your breach of any rights of a third party, including intellectual property rights.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Effective Date" at the top of this page. If the changes are material, we will notify you by email or through an announcement on our website.

By continuing to use our Services after changes become effective, you agree to be bound by the revised Terms. If you do not agree with the new Terms, you must stop using our Services.

12. Termination

We reserve the right to terminate or suspend your access to our Services at our discretion, without prior notice, if you violate these Terms or engage in any illegal or harmful conduct. Upon termination, your right to use the Services will immediately cease, and we may delete any information or content associated with your account.

13. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles.

- Dispute Resolution: Any disputes arising out of or related to these Terms shall be resolved through binding arbitration conducted by [Insert Arbitration Body] in accordance with its rules. The arbitration shall take place in [Insert City], and judgment on the arbitration award may be entered in any court having jurisdiction.

- Class Action Waiver: You agree that any dispute resolution proceedings will be conducted only on an individual basis and not as a class, consolidated, or representative action. You waive your right to participate in a class action lawsuit.

14. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable for any reason, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions.

15. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us, constitute the entire agreement between you and My Peace Plan concerning the use of our Services. Any prior agreements, representations, or understandings are superseded by these Terms.

16. Contact Information

If you have any questions or concerns about these Terms or our Services, please contact us at:

- Email: info@MyPeacePlan.com

- Phone: 666 888 0000

- Address: 660 Broklyn Street, 88 New York U.S.A

17. SMS Terms and Conditions

By signing up for SMS notifications, you agree to the following terms:

Message Frequency: Message frequency varies.

Data Rates: Message and data rates may apply. Standard message and data rates are determined by your mobile carrier.

Help Instructions: Reply HELP for assistance. For help or other support issues, you can send an email to info@MyPeacePlan.com or call: 666 888 0000.

Opt-Out Instructions: You can opt out at any time by texting STOP, QUIT, END, CANCEL, UNSUBSCRIBE.

Privacy: No mobile information will be shared with third parties.

For more information, please review our Privacy Policy.

By accessing or using our Services, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions.